ANALISIS PENGARUH PENABUNG DAN NILAI TABUNGAN TERHADAP KREDIT PERBANKAN MENURUT SEKTOR EKONOMI DAN KELOMPOK BANK DI KALIMANTAN BARAT

  • maksum maksum akademi keuangan dan perbankan
Keywords: depositor, saving value, loan

Abstract

Banking is a business entity that collects funds, distributes credit and other services. The objective of this research is to know the influence of savers and the value of deposits on mortgage credits. The data is in the form of panel data from 2006-2015 data of savers and mortgage credit by economic sector in West Kalimantan. The results obtained that partially savers do not affect the credit score, while savings value positively affects the level of confidence 95%.  While simultaneously variable and variable value savers deposits more influenced positively, great influence of 86,9% with a confidence level of 95%

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Published
2018-05-10