http://jurnal.stiepontianak.ac.id/index.php/jes/issue/feed JES (Jurnal Ekonomi STIEP) 2018-10-05T02:24:06+00:00 Sukma Febrianti Sukma_febri@yahoo.co.id Open Journal Systems <p><strong>JES (Jurnal Ekonomi STIEP)</strong></p> <p>Jurnal Ekonomi STIEP (JES) adalah jurnal Penelitian yang mempublikasikan hasil penelitian yang diterbitkan oleh Lembaga Penelitian dan Pengabdian Masyarakat (LP2M) SEKOLAH TINGGI ILMU EKONOMI PONTIANAK. Terbit&nbsp; 2 kali dalam setahun yaitu Mei dan Nopember. JES merupakan terbitan berkala ilmiah yang memuat artikel-artikel yang berkaitan dengan Ekonomi dengan berbagai pendekatan yang diterbitkan dalam bentuk cetak dan online.<strong><br></strong></p> <p>&nbsp;</p> http://jurnal.stiepontianak.ac.id/index.php/jes/article/view/17 PENGARUH KUALITAS PRODUK DAN HARGA TERHADAP KEPUASAN PELANGGAN KARTU PRABAYAR INDOSAT 2018-10-05T02:24:06+00:00 noorhayati noorhayati nhayati_nhaya82@yahoo.co.id <p><em>The aims of this research was to analyze the effect of quality</em><em> of </em><em>product</em><em> and price </em><em>on consumers satisfaction at Indosat pre-paid card. Data about those variable was collected by conduct interviews with questionnaire. The sample is selected by using the technique </em><em>accidental sampling which totaled 60 respondent. The hyphoteses are tested using multiple regression analysis by SPSS for Windows 19.0. The result showed that : quality</em><em> of </em><em>product</em><em> and price </em><em>has a simultan and partial impact on consumers satisfaction at Indosat pre-paid card.</em><em> The most dominan variable affecting consumers satisfaction at Indosat pre-paid card is</em> <em>price</em><em>.</em></p> 2018-06-29T19:21:24+00:00 ##submission.copyrightStatement## http://jurnal.stiepontianak.ac.id/index.php/jes/article/view/18 ANALISIS PENGARUH PENABUNG DAN NILAI TABUNGAN TERHADAP KREDIT PERBANKAN MENURUT SEKTOR EKONOMI DAN KELOMPOK BANK DI KALIMANTAN BARAT 2018-07-06T10:37:43+00:00 maksum maksum hugengtayan@gmail.com <p><em>Banking is a business entity that collects funds, distributes credit and other services. The objective of this research is to know the influence of savers and the value of deposits on mortgage credits. The data is in the form of panel data from 2006-2015 data of savers and mortgage credit by economic sector in West Kalimantan. The results obtained that partially savers do not affect the credit score, while savings value positively affects the level of confidence 95%. &nbsp;<a href="http://dictionary.cambridge.org/dictionary/english-indonesian/while">While</a></em> <em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/simultaneous">simultaneously</a></em> <em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/vary">variable</a></em> <em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/and">and</a></em> <em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/vary">variable</a></em> <em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/value_1">value</a></em><em> savers deposits </em><em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/many">more</a></em><em> influenced </em><em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/positive_1">positively</a></em><em>, </em><em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/great_1">great</a></em> <em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/influence">influence</a></em> <em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/of">of</a></em> <em>86,9% <a href="http://dictionary.cambridge.org/dictionary/english-indonesian/with">with</a></em> <em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/a_2">a</a></em> <em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/confide">confidence</a></em> <em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/level_1">level</a></em> <em><a href="http://dictionary.cambridge.org/dictionary/english-indonesian/of">of</a></em><em> 95% </em></p> 2018-05-10T00:00:00+00:00 ##submission.copyrightStatement## http://jurnal.stiepontianak.ac.id/index.php/jes/article/view/24 PENGARUH KEPEMIMPINAN TRANSFORMASIONAL TERHADAP KOMITMEN ORGANISASIONAL DIMEDIASI OLEH KEPUASAN KERJA 2018-07-06T10:37:43+00:00 Fransiska Ekobelawati sischasira06@gmail.com <p><em>is study aims to determine the effect of transformational leadership on organizational commitment with the mediation of high school teacher job satisfaction in Kapuas Hulu Regency. Respondents of this study amounted to 170 teachers of State Senior High School in Kapuas Hulu Regency with civil servant status having a minimum working period of five years. The sampling technique using proportional random sampling, and the analysis technique using Structural Equation Modeling (SEM) with the help of AMOS program. The result of the research shows that transformational leadership has no significant effect on organizational commitment, job satisfaction has positive but insignificant effect on organizational commitment.</em></p> 2018-05-14T00:00:00+00:00 ##submission.copyrightStatement## http://jurnal.stiepontianak.ac.id/index.php/jes/article/view/16 ANALISIS PENGARUH KUALITAS LAYANAN, KEPERCAYAAN DAN KOMITMEN TERHADAP LOYALITAS ANGGOTA PADA CU LANTANG TIPO CABANG BALAI KARANGAN KABUPATEN SANGGAU 2018-07-18T04:01:55+00:00 SYARIF AGUSSAID ALKADRIE agusalkadrie@yahoo.com <p><em>Credit Union</em> (CU) merupakan salah satu aliran gerakan koperasi di Indonesia. CU tumbuh subur di tanah Borneo. Koperasi simpan pinjam di Kalimantan Barat lebih dikenal dengan organisasi jasa keuangan <em>credit union</em> (CU). CU dalam kiprahnya memberikan jasa keuangan kepada anggotanya. Jasa keuangan yang diberikan di pasarkan dalam bentuk produk pinjaman dana atau kredit dan tabungan. Berdasarkan permasalah tersebut, tujuan penelitian sebagai berikut: untuk mengetahui dan menganalisis bagaimana pengaruh Kualitas Layanan, Komitmen Dan Kepercayaan secara <em>partial</em> dan simultanTerhadap Loyalitas Anggota CU Lantang Tipo Cabang Balai Karangan Kabupaten Sanggau. Penelitian ini merupakan penelitian survei. Jenis penelitian yang digunakan adalah <em>explanatory research</em> dengan&nbsp; jumlah sampel yang akan diteliti adalah sebanyak 100 orang responden. Metode Analisa penelitian ini menggunakan metode regresi linear berganda dengan uji asumsi klasik dan pengujian hipotesis.</p> <p>Hasil analisa secara <em>partial</em> bahwa variabel bebas yaitu Kualitas Pelayanan (X<sub>1</sub>) mempunyai pengaruh signifikan terhadap loyalitas anggota pada CU. Lantang tipo Cabang Balai Karangan, karena variabel karena t<sub>hitung</sub> &gt; t<sub>tabel</sub> = 4.683 &gt; 1.986 dan nilai signifikansinya adalah 0,000 &lt; 0,05 Maka H<sub>a</sub> diterima, artinya secara parsial variabel Kualitas Pelayanan (X<sub>1</sub>) berpengaruh positif signifikan terhadap loyalitas anggota pada CU. Lantang tipo Cabang Balai Karangan. &nbsp;Demikian juga melalui uji simultan (uji-F) dapat melihat dimana nilai F hitung lebih besar dari pada nilai F tabel (10,202 &gt; 2,74) dengan tingkat signifikan di bawah 0,05 yaitu 0,000. Atas dasar ini, maka hipotesis penelitian yang diajukan sebelumnya dapat diterima karena terbukti kebenarannya.</p> 2018-05-23T00:00:00+00:00 ##submission.copyrightStatement## http://jurnal.stiepontianak.ac.id/index.php/jes/article/view/11 Analisis Rasio Keuangan Untuk Menilai Kinerja Keuangan Pada PT Bank Negara Indonesia (Persero) Tbk. 2018-07-18T07:38:15+00:00 Simon Ahie Ahie ahie.simon@gmail.com <p>&nbsp;</p> <p>&nbsp;</p> <p><em>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Success in the world of business such as banking is depend on the right management and the decision making. In order to be able to make informed decisions, financial information is clear, complete and accurate. The Information in bank financial statements as an effort to assist various parties concerned to know the financial development of a bank, both internal and external in assessing the financial condition of a bank. The problem studied in this research is how the financial performance at PT Bank Negara Indonesia (Persero) Tbk based on liquidity ratio and profitability ratio.</em></p> <p><em>&nbsp;</em></p> <p><em>This study aims to determine the financial performance of PT Bank Negara Indonesia (Persero) Tbk based on analysis of&nbsp; liquidity ratio and profitability ratio. The conclusion of this research that the result of financial ratio analysis of banking on liquidity ratio analysis of condition of financial performance at PT Bank Negara Indonesia (Persero) Tbk based on cash ratio and loan to deposit ratio can be said good. While quick ratio is good and banking ratio is not good. In the results of profitability ratio analysis of financial performance condition based on gross profit margin, net profit margin, return on asset, return on equity and BOPO can be said good and overall have fulfilled the criteria or are above the standard set by Bank Indonesia.</em></p> <p><em>&nbsp;</em></p> <p><em>It is suggested that the management of PT Bank Negara Indonesia (Persero) Tbk always strive to maximize the increase of total deposits and total assets and capital in an effort to meet the amount of credit disbursed which continues to increase high every year for liquidity ratios that have not met the criteria or the standard set by Bank Indonesia is banking ratio and maximizes the total assets and paid-in capital in an effort to increase profitability for profitability ratios that tend to fluctuate annually and especially on net profit margin ratios that tend to decrease annually.</em></p> <p>&nbsp;</p> 2018-05-23T00:00:00+00:00 ##submission.copyrightStatement## http://jurnal.stiepontianak.ac.id/index.php/jes/article/view/22 GOODNESS OF FIT SISTEM INFORMASI ORGANISASI PADA KELOMPOK PEMODAL 13 DI PONTIANAK TIMUR 2018-07-18T07:40:59+00:00 hijrah - wahyudi yudihwy@yahoo.co.id <p>Di Kecamatan Pontianak Timur terdapat sebuah organisasi berbasis keuangan syariah yang merupakan perkumpulan muslimin yang secara rutin (setiap bulan) mengumpulkan sejumlah dana serta menyalurkan dana tersebut dalam bentuk pinjaman tanpa riba (<em>qardh</em>) dan investasi bagi hasil (<em>mudharabah</em>). Organisasi ini menyebut dirinya sebagai Kelompok Pemodal (PokDal) 13. Pengumpulan dana dari anggota (<em>shahibul maal</em>) Kelompok Pemodal 13 dicatat dalam bentuk Modal Titipan (<em>Wadi’ah Yad adh-dhamanah)</em>, sedangkan penyaluran dana dicatat dalam bentuk utang-piutang (<em>Qardh</em>) dan investasi (<em>Mudharabah</em>). Sampai saat ini Kelompok Pemodal 13 mempunyai 20 <em>shahibul maal</em> yang secara rutin setiap bulan menitipkan dana mereka dengan nominal minimal Rp 100.000,-, dan sudah menyalurkan pinjaman (<em>qardh</em>) dan investasi (Mudharabah) dengan total Rp 100 jutaan. Dari riset ini dapat disarankan bahwa: Perlunya sosialisasi terhadap sesama muslim tentang tujuan dan misi dari dibentuknya kelompok ini, dan menanamkan pemahaman bahwa menolong orang dalam berutang bukan berarti memudah-mudahkan keputusan mengambil utang; Perlunya pelatihan menjalankan administrasi pada seluruh anggota agar turnover admin dapat dilakukan secara teratur guna menghindari penumpukan keahlian pada beberapa orang saja; Dapat ditambahkan SOP agunan bagi yang mengajukan pinjaman agar meminimalisasi resiko dan menjaga kepercayaan.</p> 2018-05-24T00:00:00+00:00 ##submission.copyrightStatement## http://jurnal.stiepontianak.ac.id/index.php/jes/article/view/26 AKUNTANSI PENDAPATAN KONTRAK KONSTRUKSI (PSAK NO 34) PADA PT ROFADA SINAR BAHARI 2018-07-18T07:27:09+00:00 marjono marjono mar70n0@yahoo.co.id melta ayu wahyuni mar70n0.azza@gmail.com <p><em>As a docking and shipping company, PT. Rofada Sinar Bahari in its business activities earn revenue through contract (construction contract), </em><em>by its</em><em> characteristic </em><em>of </em><em>sales period</em><em>, which </em><em>is not the same as the period of charging the cost</em><em>,</em><em> so </em><em>the </em><em>accuracy in recognizing </em><em>r</em><em>evenue becomes very decisive accuracy of financial reporting. In </em><em>PSAK (Statement of Financial Accounting Standard)</em><em> 34 it has been regulated how to recognize and calculate (measure) revenue for construction contracts. So on this occasion the </em><em>researcher</em> <em>was</em><em> interested to examine whether the recognition and measurement of income by PT. Rofada </em><em>Sinar</em> <em>Bahari</em> <em>has been compliant</em><em>&nbsp; with PSAK 34</em><em> or not in its implementation</em><em>.</em></p> <p><em>Th</em><em>e form of this </em><em>study </em><em>was</em><em> a case study</em><em>. By</em><em> using contract data that has been completed in 2016, then conducted a comparison analysis with the provisions of recognition and measurement of income contract construction according to PSAK 34</em><em>.</em></p> <p><em>The results showed that in recognizing the income of PT. Rofada Sinar Bahari use</em><em>d</em><em> the cash basis, in which revenue </em><em>was</em><em> recognized when cash receipts ar</em><em>o</em><em>se from advance payments and project terms, so it may be stated that it </em><em>was</em><em> not in accordance with PSAK 34. In accordance with PSAK 34, PT Rofada Sinar Bahari should recognize and measure its construction contract revenue </em><em>was</em><em> a fixed-price contract based on settlement method at the end of each period </em><em>&nbsp;in </em><em>mo</em><em>nth</em><em>ly or annually.</em></p> 2018-05-23T00:00:00+00:00 ##submission.copyrightStatement##